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Finance & Insurance

Are Country Drivers Really More Honest?

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Country drivers are more honest than city drivers when it comes to car insurance, according to a survey by the insurance council of Australia. The Australian Bureau of Statistics recently released its Motor Vehicle Census 2014 which showed there are now 17.6 million vehicles registered in Australia (2.6% more than 2013) and that the average age of vehicles on Aussie roads is 10 years. But, a survey released by Understand Insurance (an initiative of the Insurance Council of Australia) has revea...
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Car Finance

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Car Finance – Be Careful – Simple Mathematics You have selected your new or used car, and are very happy! That is terrific, but  now let’s look at the finance. Golden Rules When you are working on your budget or comparing different loans, always, always, ask for the monthly payment to include all fees (establishment/brokerage/monthly etc.) and government charges. Interest rate is only one factor that effects your loan. I have experienced establishment and/or brokerage fees of close to $...
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Collisions, Calamities, and Injuries

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These statements are taken from actual insurance accident claim forms. They are real! (you can't make up this kind of stuff). Collisions, calamities, and injuries. Coming home I drove into the wrong house and collided with a tree I don't have. I told the police that I was not injured, but on removing my hat found that I had a fractured skull. I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment. I thought my window was down, but I f...
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Car Black Box Could Reduce Insurance Premium …

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car black box
Insurance companies overseas and in Australia are offering in-car black box devices to monitor your driving and potentially lower your insurance premium. This little black box could save you hundreds of dollars off your insurance premium, and all you have to do is plug it into your car and let your insurance company check how you drive. Every single minute of every single day. In-car data-loggers have been used overseas for sometime now and while recent media reports in the UK have suggested a...
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